One would like to think Banks do check regularly but of course they're closed at weekends (well, Sundays). I must admit these days I try and use ATMs inside banks or reputable stores such as the Coop, M&S, etc. The ones I always avoid (apart from the fact they sometimes charge for withdrawals) are freestanding ones in shopping centres and small shops; I'm not sure if it's happened in the UK yet but in the US criminals were installing ones that didn't dispense cash but just captured one's card details and PIN! Also, I don't generally use cashback: nothing against the stores that provide it but one has to use a debit card. I only ever use a credit card for transactions other than for ATM cash withdrawals because if a store's systems are hacked and one's card details stolen if it's a debit card the money is extracted directly from your bank account meaning direct debits etc may fail and getting your money back may take time; with a credit card one can challenge paying the bill and get any fraudulent charges put in hold.
Michael Ixer ● 2528d